2008 Financial Planning Grants from CFP Board
Organization: Auburn Mountain Financial Education Services
Address: Post Office Box 41026 Bethesda Maryland 22030
Contact: Jim Robinson CFP, MSFS, Phone Number:(703) 631-2054 and Cell: 301-351-8108
Fax Number: (703) 631-2054 Website: www.AuburnMountain.com
Request Amt: $300.000 Submitted: May 13th, 2008
Meet Our Multi-Cultural Board of Directors | Auburn Mountain BOARD
Unique Value Proposition-UVP
Auburn Mountain Financial Education Services Corporation serves Financial Services Professionals and the Financial Services Industry. Our mission is to encourage, enable and empower Financial Services Professionals to help clients grow and protect their wealth. This improves the quality of life and contributes to a robust economy.
Aspiring and Practicing
Aspiring Financial Services Professionals find jobs and get started quicker with our strategies, coaching and tools. Practicing Financial Services Professionals use our expert resources to grow a profitable practice. We also serve the Financial Services Recruiters and Financial Services Managers who manages the Financial Services Professionals.
What We Do
We provide non bias, conflict free and product neutral strategies and information in these areas:
- Financial Education | Insurance Licensing | Securities Licensing | Sponsorship resources
We enable Financial Services Professionals with a working knowledge of Securities and Insurance
Regulations…in America and other counties. From there we go to the area of Insurance Licensing. We
discuss timely issues such as the emerging Federal Insurance Department in the United States.
Financial Education strategies and sources is a big part of our services. Go to the Financial Education Section of Auburn Mountain (http://www.auburnmountain.com ).You will find our articles section very helpful and enabling. If you are considering a career in Financial Services and need sponsorship, we give you sources and strategies to do this. Are you considering getting a professional designation or need continuing education? We give you education providers, insurance CE sources and securities CE sources.
For those needing help with selecting which Financial Services job is right for them, go to our Career Sources section. For the Financial Service Professional who is looking for help with growing their practice...go to “The Practice” and “Best Practices” section for ideas on Partnering, Joint Work and Client Events.
We provide collaboration space for the Financial Service Professionals that go will beyond email. Take a look at AuburnSpace. Online Meeting Services are provided with you and your clients in mind. Keep current with relevant news from industry and peer practitioners. Go to Global News and AM Blog for relevant industry news with global perspectives also.
We are also dedicated to helping all Americans acquire the information and gain the skills necessary to take control of their personal finances. We help Financial Services Professionals empower their clients in growing, managing and protecting their wealth. Take a look at the Consumer section under Financial Education.
Our goal is to increase the recruitment, retention, and representation of people of color, ethnic minorities and women in the Financial Services Industry. Many multicultural candidates leave the industry prematurely because they aren’t clear about what is expected of them. Our services will change all that. The Financial Services industry offers incredible opportunities; we want to be sure that all multicultural Financial Services Professionals have successful entry into Financial Services. Equally important is that multicultural and minority Financial Services Professionals have the tools they need to grow a profitable Financial Services practice.
Our goal is to help empower the disadvantaged and underserved populations of the United States. First we enable disadvantaged youth and adults to become Financial Services Professionals. Secondly, we help these Financial Services Professionals empower their clients to grow, manage and protect their wealth. To be perfectly clear, we are dedicated in serving all Financial Services Professionals.
What We Don’t Do
We deliver non-bias conflict free information and services as our Public Charity Status allows us to do so. Auburn Mountain remains a neutral Financial education support service by not offering, selling or advising investments, insurance or financial planning. We support the Financial Services Professionals who do.
Our Passion and Dedication
We are dedicated to Americans who entrusts Financial Services Professionals to build wealth, manage
wealth, distribute wealth with minimum income tax consequences, minimize income and estate taxes
and facilitate the flow of legacy assets to their heirs. We are also dedicated in serving the Financial Services Professionals who assist and counsel clients as they build, manage and protect wealth. There are appromimately a million or so Financial Services Professionals who do this job each day with passion and conviction. Financial Services Professionals improves the quality of life and contribute to a robust economy.
Auburn Mountain Financial Education Services Corporation
We started out in the year 2000 as Safeharbor Financial Collaboration Services.
Non-Profit Organization
- We are a 509(a)(1) and 170(b)(1)(A)(vi). This means that we are a non profit organization that receives
a substantial part of its financial support in the form of contributions from publicly supported organizations, from a governmental unit, or from the general public. Under Section 501(c)(3) of the Internal Revenue Code -Form 1023 - Virginia Corporation (May 4th, 2007) Non-Profit Corporation: (May 5th, 2007)
- Mail: Post Office Box 41026 Bethesda Maryland 20824 Phone: 703-631-2054
- Corporate No: 0676885-7 EIN: 26-0177849
- Website at www.auburnmountain.com and www.auburnmountain.org
- ( Verify thru WHOIS Search http://www.networksolutions.com/whois/index.jsp)
- Email: Education@auburnmountain.com
Auburn Mountain is not owned by in part or whole by any for profit associations, companies or unions.
Auburn Mountain Financial Education Services provides Financial Education, Insurance Licensing,
Securities Licensing and Sponsorship resources for aspiring and practicing Financial ServicesProfessionals.
Mission Statement
Auburn Mountain Financial Education Services Corporation serves Financial Services Professionals and the Financial Services Industry. Our mission is to encourage, enable and empower Financial Services Professionals to help clients grow and protect their wealth. This improves the quality of life and contributes to a robust economy.
Aspiring and Practicing
Aspiring Financial Services Professionals find jobs and get started quicker with our strategies, coaching and tools. Practicing Financial Services Professionals use our expert resources to grow a profitable practice. We also serve the Financial Services Recruiters and Financial Services Managers who manages the Financial Services Professionals.
We provide non bias, conflict free strategies and information:
- Financial Education
- Insurance Licensing
- Securities Licensing
- Sponsorship resources
Need Statement
Enabling The Architects of Financial Planning
Our goal is to increase the recruitment, retention, and representation of people of color, ethnic minorities and women in the Financial Services Industry.
Enabling The Architects of Financial Planning
Our application for grant relates to three out of four of the 2008 grant program project types for Financial Planning Grants from CFP Board at www.Grants@CFPBoard.org
- Projects that use a train-the-trainer approach to deliver the benefits of financial planning to those in positions to educate others about those benefits.
- Projects that seek to provide the benefits of financial planning to individuals in crisis.
- Projects that leverage current technology to deliver the benefits of financial planning in new and effective ways.
Our application for grant relates to the goals of the National Association of Colleges and Employers –NACE.
1. The NACE Foundation supports research on issues related to the employment of college graduates and the corporate and educational organizations that facilitate the process of linking graduates to the job market.
2. The NACE Foundation supports research in (1) identifying methodologies for measuring the effectiveness of student learning programs related to employment outcomes and/or employee retention, (2) measurement models for determining the return on investment (ROI) from employer recruitment activities, and (3) assessing the effectiveness of student learning programs or determining the ROI of various employer recruitment activities.
3. The NACE Foundation supports projects that assist institutions of higher education and organizations that recruit college graduates in identifying and developing effective branding and advertising strategies and programs.
4. The NACE Foundation supports projects that promote the understanding of student career development patterns.
5. The NACE Foundation supports projects that are interested in studies that identify and/or assess programs developed by either employers or institutions of higher education that are designed to promote the career development and employment of a diverse college-educated workforce. These studies may deal with workforce issues related to race, gender, age, sexual orientation, religion, ethnic and cultural identity, and the physically challenged.
6. The NACE Foundation supports projects Experiential Education Programs that focused on the development of experiential education programs and activities. Experiential education is defined broadly to include both traditional models (e.g. cooperative education; internships-domestic or international) as well as emerging and nontraditional models (e.g. study/work abroad, shadowing programs, employer site visits, and industry-sponsored projects completed on campus). The research should concern itself with one or all of the following: (1) how a program enhances the workplace skills of participants; (2) how the program influences the career choices of students engaged in the activity, and (3) how the activity impacts the employment opportunities of participants.
Source: NACE at www.naceweb.org/about/nacefoundation/research.htm and www.naceweb.org
Financial Literacy
Financial education, just like reading and writing, affects the well-being of every individual. It also affects the economic and social well-being of every community and, ultimately, the overall strength of the nation’s economy. Source: National Conference of State Legislatures
Auburn Mountain Financial Education Services will improve Financial Literacy in communities with significant minority populations. We feel it is crtically important to empower the disadvantaged and underserved populations of the United States. We do this two ways. First we enable disadvantaged youth and adults to become Financial Services Professionals. Secondly, we help these Financial Services Professionals empower their clients to grow, manage and protect their wealth.
Financial Literacy in Communities of People Of Color Nationwide
In a prepared statement…Mr. H. Patrick Swygert President of Howard University addressed Chairman Paul S. Sarbanes (D-MD) and the Members of the Senate Banking Committee (10:00 a.m., Wednesday, February 6, 2002 - Dirksen 106). The topic was Financial Literacy and Education in America. The President of Howard spoke on financial literacy and the critical problems plaguing the communities of people of color nationwide. Mr. Swygert conveyed to the Senate Banking Committee that educators have an inherent obligation to educate, nurture, train, and prepare our students for life’s many challenges, and to help mold them into tomorrow’s great leaders.
Auburn Mountain Financial Education Services feels that President Swygert statement still holds true today. This obligation holds true as we and prepare graduating students and recent graduates for careers and leadership roles as “Architects of Financial Planning Building” a.k.a. Financial Services Professionals.
Empower the Enabler… The Architects of Financial Planning
We realize that the majority of grants that are given directly by organization benefit the consumer. The majority of the financial literacy programs are aimed at the consumer. Very few are targeted to insure qualified professionals are serving the public best interest. This is not the job of the regulators. They regulate…not educate. To be sure, the regulators do have educational program to educate Financial Services Professionals and Financial Services Companies on regulatory issues, procedures and compliance requirements. The regulators are not charged with educating and equipping Financial Services Professionals with the skills sets needed to serve a increasing multi-cultural population. We are requesting a grant that benefits the enabler i.e. Financial Services Professional and aspirants for the Financial Services Professions. They are the Architects of Financial Planning. They are the Wealth
Builders.!
Passion: Quailfled Minorities...not just "Window Dressing"
We have a mission and passion to clean up the food chain by delivering a better informed candidate to the doors of Financial Services Companies. These candidates would populate the management teams and leadership teams of these companies in years to come. Meanwhile, this new blood would grow into the Financial Services forces that are responsible for growing and protecting the wealth of all Americans.
Our services are targeted to multicultural and minority college graduates and the managers who will be hiring them. Also multicultural and minority Financial Services Professionals with several years on the job…attempting to take their practice to the next level and the managers who manage them. Our goal is to increase the recruitment, retention, and representation of people of color, ethnic minorities and women in the Financial Services Industry. We will do this by:
1. Helping Minorities Compete For Competitive Financial Services Positions
2. Developing Conflict Free English as a Second Language Tools
3. Developing Mentoring Programs That Utilize Existing Technology
4. Enabling Financial Services Professionals to serve the disadvantaged and underserved populations
Purpose Statement
We need $1,102,706 as indicated by the programs budgets in the budget section. Please refer to the GOALs sections as each goal details what, when and why we need funding. In summary, our organization's goals are:
Goal 1: Enabling The Architects of Financial Planning
Goal 2: Help Minorities Compete For Competive Financial Services Positions
Goal 3: Tuition Cost for CFP Courses For Selected Students -Disadvantaged Populations
Goal 4: Build The Recruiters Mentoring Network
Goal 5: Develop Mentoring Programs That Utilize Existing Technology For Joint Work
Goal 6: Develop Conflict Free English as a Second Language Tools
Goal 7: English As A Second Language ESL Facility (Online and Physical Plant)
Goal 8: Hire Translator and Interpreter
Goal 9: Financial Education Specialist
Goal 10: Faith Based Initiatives
Goal 11: Students with Disabilities
Goal 12: Hire A Director Of Grants and Development
Goal 1: Enabling The Architects of Financial Planning
Our goal is to increase the recruitment, retention, and representation of people of color, ethnic minorities and women in the Financial Services Industry.
Enabling The Architects of Financial Planning
Our application for grant relates to three out of four of the 2008 grant program project types for Financial Planning Grants from CFP Board at www.Grants@CFPBoard.org
- Projects that use a train-the-trainer approach to deliver the benefits of financial planning to those in positions to educate others about those benefits.
- Projects that seek to provide the benefits of financial planning to individuals in crisis.
- Projects that leverage current technology to deliver the benefits of financial planning in new and effective ways.
Financial Literacy
Financial education, just like reading and writing, affects the well-being of every individual. It also affects the economic and social well-being of every community and, ultimately, the overall strength of the nation’s economy. National Conference of State Legislatures at www.ncsl.org/programs/banking/FinLiteracy_Introduction.htm
Auburn Mountain Financial Education Services will improve Financial Literacy in communities with significant minority populations. We feel it is crtically important to empower the disadvantaged and underserved populations of the United States. We do this two ways. First we enable disadvantaged youth and adults to become Financial Services Professionals. Secondly, we help these Financial Services Professionals empower their clients to grow, manage and protect their wealth.
Goal 2: Help Minorities Compete For Competive Financial Services Positions
The Financial Services Industry offers incredible opportunities for minorities. We want to be sure that all multicultural Financial Services Professionals have successful entry into Financial Services. Mainstream candidates for Financial Services jobs are more likely to understand the upfront reqirement and selection criteria than candidates from disadvantaged and underserved populations. All candidates are aware that companies perform screening, background checks and drug testing. Mainstream candidates also realize that Behavioral Tests, Assessments, Role-play Interviews, Client Simulations including Phone interviews are a part of the pre-hire process. As a result…they are poised and somewhat prepared to confront and pass these pre-hire filters.
The following excerpt from Hispanic Business magazine might shed light:
Hispanic Business Magazine in an article titled Lack of Diversity in the Financial Planning Industry “In 2002, the Certified Financial Planner Board of Standards (CFP) collected demographic information from 21,911 CFP holders. As cited in the Journal of Financial Planning, about 5% of the respondents were nonwhite, with 0.94% identifying as African American, 2.42% as Asian American, 1.03% as Hispanic, 0.25% as Native American and 0.5% as other. Jina Martingano, a CFP spokeswoman, could not confirm how the information was obtained, but notes it might have been gathered when CFP holder renewed their certification. While not all CFP holders are independent planners, independents interviewed by Financial Planning say the 5% figure roughly reflects their ranks today. The white, non-Hispanic portion of the U.S. population is 67%, and that number is expected to decline over time. Planners of all races stress the need for an industry that better reflects the general population. Some efforts to encourage industry diversity, notably those at the university level, have proven successful. And the momentum seems to be building for new initiatives.
Mentoring May Be Key
Planners cite several reasons for the low minority involvement in the industry. Scarcity of mentors tops the list. "If you saw more people who looked like you, you'd be more interested in joining," says Jovita Honor, a planner of Mexican descent who practices in California. Others say minorities get less support at wirehouses than their white peers, so fewer succeed to move into the independent world. Barajas say young Hispanic planners often have fewer family members and friends who can invest money and help build their book of business. "The net they cast out when they're working is very small," he says. Industry participants also cite a general lack of awareness of the profession among minorities. For example, Barajas says many Hispanic communities aren't exposed to financial services beyond mortgage brokers or bank tellers, so they don't realize the industry's scope.”
Source: Lack of Diversity in the Financial Planning Industry. Submitted by rknight on January 19, 2007 - 09:36.
BioData Exams
andidates from underserved populations and minority communities may not perform well on “BioData” exams. Perhaps the most widely used biodata instrument is the Initial Career Profile (ICP) developed by LIMRA International in the insurance industry. The ICP is administered to approximately a quarter million candidates annually in the United States and Canada. This type of exam assumes that past behavior is the best predictor of future behavior. Biodata Exams could very well be an accurate predictor of future performance success in mainstream candidates. A 2005 survey of independent advisory firms conducted by the Financial Planning Association revealed that a majority of investment firms are using assessment exams and surveys for hiring purposes. This includes large financial service companies. Source: Hurdle: Biodata Exams and Surveys
Assessment Exams Used Includes:
DiSC | The DiSC measures what are called behavioral preferences by categorizing test-takers along the four
dimensions its acronym represent: Dominance, Influence, Steadiness, and Conscientiousness. Source: www.discprofile.com/whatisdisc.htm
Profile XT | Job Match Testing - Profile XT Job Assessment Test
The Profile XT™ is a "Total person" assessment that has a myriad of uses. It measures the job-related qualities that make a person productive - Thinking and Reasoning Style, Behavioral Traits, and Occupational Interests Source: www.profilesinternational.com/product_profilext.aspx
Predictive Index | The predictive index process is a combination of assessment, education and consulting.
Source: www.piworldwide.com/
Develop Mentoring Programs That Utilize Existing Technology
A discriminate function analysis study revealed that mentoring may be the real key to our younglings early success in Financial Services.
Recruiters As Mentors
Auburn Mountain Financial Education Services will provide classroom and online environments for:
- Recruiters serving as mentors in all aspects of Financial Services
- Recruiter workshops that will explain testing and assessment requirement for the Recruiter’s
companies or client companies.
Transition from College To Company - C2C
Drive career preparation and expectations at the undergrad college level by helping the Business, Insurance and Finance Department implement and execute the CFP program as a part of the curriculum. Source: Howard University: www.provost.howard.edu/PROVOST/bulletin2/u/v2Business_insurance.htm
Auburn Mountain Financial Education Services’ Director Jim Robinson has co-pilot the prototype of this
program at Howard University over several semesters for the last two years at Howard University. The
following courses are taught:
1. HS 300 Financial Planning: Process and Environment
2. HS 311 Fundamentals of Insurance Planning
Professor: Keitheon (Kip) Barbee: email: kbarbee@howard.edu Department: Finance / Insurance Campus Building. Office Phone: (202) 806-1594
Change Agent:
Auburn Mountain Financial Education Services’ directors and volunteers would facilitate the Transition from College To Company program. We work close with professors and identify students who are candidates for the program. They must be from disadvantaged and underserved populations. We will target the
6 Nine Week Sessions that lead to CFP® Certification
CFP® Certification Curriculum - Six Required Courses (6)
- HS 300 Financial Planning: Process and Environment
- HS 311 Fundamentals of Insurance Planning
- HS 321 Income Taxation
- HS 326 Planning for Retirement Needs
- HS 328 Investments
- HS 330 Fundamentals of Estate Planning
Source: The American College
CFP® Board requirements include the completion of a Bachelor’s degree and ethics and experience requirements. Please visit www.cfp.net for more information. Source: CFP Board at http://www.cfp.net/become/Steps.asp
CFP® Certification Examination Review Programs
Once the candidate has met the educational requirement for CFP® Certification, We prepare them for the CFP® Certification Examination with CFP® Certification Examination Review Programs.
CFP® Certification Delivery System(s)
Although there are many service providers, we prefer to stay close to The College of Financial Planning program. To be sure we will provide alternatives if needed. The multicultural and minority Financial Services candidate will synergize the skills and expertise gain over the 6 nine week sessions in preparation for the the two day CFP® Certification Examination. Source: http://cffpinfo.com/cfp_enroll.html
Goal 3: Tuition Cost for CFP Courses For Selected Students -Disadvantaged Populations
he tuition for CLU® and CFP® courses is $550.00, plus $15.00 for shipping and handling of material. The tuition covers the cost for all of required study materials, including textbooks, audio reviews, and syllabus, as well as access to online study tools, sample exams, and interactive exercises. The examination is also included with the cost of tuition.
New Student Fee
If you are taking your first course with The American College, you will be charged a one-time, non- refundable New Student Fee of $125.00. This fee covers the cost of setting up student records, which enable The American College to track your progress.
As stated in Goal 2: Help Minorities Compete For Competive Financial Services Positions. We will work close with professors and identify students who are candidates for the Certified Financial Planning -CFP program. Auburn Mountain Financial Education Services will identify 10 students from 12 colleges and universities that fit the criteria above. The math works like this:
HS 300 Financial Planning: Process and Environment
- HS300 Course…………..$550.00
- Shipping…….…………...$ 15.00
- One Time Student Fee…..$150.00
- Total Cost Per Cost……...$715.00
- Number Of Students…………120
- Total Cost ……………. $85,800.00
HS 311 Fundamentals of Insurance Planning
- HS300 Course…………..$550.00
- Shipping…….…………...$ 15.00
- Total Cost Per Cost……...$715.00
- Number Of Students…………120
- Total Cost ……………. $67,800.00
The Other Four Courses
- HS 321 Income Taxation……………………………. $67,800.00
- HS 326 Planning for Retirement Needs ……………. $67,800.00
- HS 328 Investments …………………………..……. $67,800.00
- HS 330 Fundamentals of Estate Planning……………$67,800.00
TOTAL COST FOR COURSES FOR 120 STUDENTS…………………..$424,800.00
Goal 4: Build The Recruiters Mentoring Network
Auburn Mountain Financial Education Services is building a network of consultants to coach and mentor aspiring Financial Services professionals from minority communities. The consultants will also make appearances at industry meetings and conferences. Our initial budget need will be $75,000 yearly. The 2 year total is $150,000. We will follow the Financial Event and Activities calendar (This keeps us in a conflict free and product neutral zone ) at the websites of the Financial Services Associations that issue the following professional designations. Find the calendars at the following Financial Industry Associations websites:
Goal 5: Develop Mentoring Programs That Utilize Existing Technology For Joint Work
Joint Work and Partnering new Financial Services Professionals from underserved communities with experienced producers and specialty experts will lead to early career success of Agents and advisors. Auburn Mountain Financial Education Services will develop a compliant online environment for mentoring and Joint Work. Access to this section of the mountain will be:
- Students with access to Mentors - SAMs
- Mentoring Expertise -ME
- Joint Work and Partnering
Joint Work can be defined as two or more Financial Services Professional working together with the intention that their contributions be merged into inseparable or interdependent parts of a unitary whole. Simple stated, their combined skill sets are brought together to meet the needs of the client.
Joint Work and Peer To Peer Consulting allows investors and financial planning clients to benefit from the strengths of other advisors. Smart advisors will consult with other advisors if they find themselves out of their core competency area or area of expertise. An example would be an Tax Advisor consulting with an Insurance advisor.
Joint Work and Peer To Peer Consulting is an smart way for producers to grow their business by leveraging the strengths and experiences of other producers. There will come a time when the aspiring Financial Services Professional considers pooling resources and expertise with another Financial Services Professional. This will happen as a result to:
- provide or furnish expertise in a certain skill set on a case by case basis
- move into new markets e.g.You want to market to high-income earners in the Hindu market in your town so you partner with a Hindu producer.
- grow the practice faster thus facilitating business expansion
- acquire efficiencies in areas or skill sets that you do not have
Joint Work Examples
Mentoring Situation: Learning How To Work The Business Markets: The Financial Services
Professional wants to expand into the Small Business Owners markets. He feels he does not have the
courage, as he has not developed an effective approach to talking to business owners. The Financial
Services Professional seeks a mentorship arrangement.
Partnering Opportunity: The Financial Services Professional reaches out to an experienced Financial Services Professional who has made a great living by serving the needs of the Small Business Owners market. They enter into an informal agreement of which the two of them will split commissions and revenues (30% to the Experienced Financial Services Professional on all cases the Experienced Financial Services Professional is called in to consult on.
Financial Planning Situation: A Wealth Advisor has just completed the financial planning process for a client. The advisor does not sell products. The Advisor needs to consult with a product specialist that can provide the products to fund the college funding strategies and the retirement planning strategies.
Partnering Opportunity: The wealth advisor brings selected product specialists in on a case-by-case
basis, depending on the level of expertise needed.
Investment Situation: A Registered Investment Advisor needs to collaborate an estate-planning specialist as she has a high net worth client with a sizable estate. Preliminary review indicates that estate taxes might be a problem.
Partnering Opportunity: The Registered Investment Advisor (RIA) calls in an insurance agent whose
specialty is Estate Planning funding strategies.
Life Insurance Situation: A Life Insurance Agent wants to work in the advanced markets. The agent would like to become more familiar with the Restrictive Executive Bonus Arrangement -REBAs. This independent agent does not want to become more confused with more technical renditions of the concept. But he does want to include this service as he has business clients that have approached him about REBAs.
Partnering Opportunity: The Life Insurance Agent consults with an Advanced Markets Specialist who advises the Life Insurance Agent on Restrictive Executive Bonus Arrangement -REBAs. The Advance Markets Specialist sits in on all client meetings and provides the appropriate solutions as well as recommending suitable product funding for the Life Insurance Agent’s clients.
Special Planning Needs Situation: A Financial Services Professional has a client with special planning
issues including a developmental disabled child. Partnering Opportunity: The professional has consulted with his company or agency referral and has been referred to an experienced Financial Services Professional in her office. The experienced producer is a local developmental disabled children specialist having done this type of planning for over 10 years The Financial Services Professional arranges for the client and spouse to participate in a planning
session to address the key planning issues for this special child.
Goal 6: Develop Conflict Free English as a Second Language Tools
Auburn Mountain Financial Education Services will grant enable ESL Financial Planning access to competent and ethical financial planning. Over 30 million U.S. residents speak Spanish at home. Over million U.S. residents speak Chinese at home: 2.3 million. Financial Services Professionals with bilingual skills add value to all of us in the Financial services industry English As A Second Language Capabilities Traditionally, exam preparation included study methods that meet the needs and preferences of each individual, whether he or she wants a computer instruction, classroom setting, virtual classrooms, or books supported by exam simulation via CD-ROM or online. The population of Securities and Insurance test-takers is increasingly more diverse, with varied learning styles and a need for English as second language capabilities.
Auburn Mountain Financial Education Services goal is to become the leading source of English as a Second Language tools for insurance and financial services institutions and individuals. We will do this through translation technology that will allow all content providers to couple to a common translation facility to provide content flow to financial services professionals with English as a second language challenges. AuburnSpace will provide user-friendly translation service for licensing exam prep, continuing education, firm element, wealth management, financial planning, insurance designation and compliance management. Over the last few years, exam preparation providers for life and health insurance, property and casualty prelicensing exams and security licensing have converted their exam study materials to other languages Yet they must take the actual exam in English. We feel this complicates the English as a Second Language issues and challenges that will affect the ESL test taker in the test room and in the workplace.
Classroom and Online ESL Courses
Auburn Mountain Financial Education Services will provide access to Classroom and Online ESL courses as a prerequisite to undertaking industry and exam preparation courses. This beginners ESL course would be designed within a Financial Services context. Dual learning will take place. The student will learn terms within the Financial Services Industry as well as sharpen their English skills. The traditional ESL courses are general in nature. Auburn Mountain Financial Education Services will:
- Provide English as a Second Language -ESL Prelicensing, Licensing and Continuing Education solutions for Financial Services Professionals, Candidates, Recruiters and Managers.
- Provide a conflict free, product neutral environment where English as a Second Language –ESL Financial Services Professionals can collaborate with English as a Second Language -ESL consumer.s
- Provide conflict free, product neutral, timely and updated financial Information that can help English as a Second Language -ESL consumers build, protect and manage their wealth.
Goal 7: English As A Second Language ESL Facility (Online and Physical Plant)
We will build our English As A Second Language Facility that utilizes online and people translators an
interpreters. Translators works with the written word, transferring text from a source language into a target language. Interpreters works with spoken word, transferring speech from source language to target language.
Human Centric not Software Centric
Our ESL Services will be human centric not software centric initially. Translation software is still evolving. It is used to get a gist or idea of what is being said. It is also used to translate large volumes of pages at one time. The translated text is then checked by human translators for accuracy. The experts say that it is at best 80% accurate.
For example, a translation from English to Spanish may end up like this:
- English: We need more school spirit!
- Spanish: We need more school liquor!
- English: What is the price of the rooms?
- Spanish: What is the price of the quarters? (as in 25 cents)
Auburn Mountain Financial Education Services English As A Second Language -ESL Facility will use human translators with translation software for maximum efficiency.
ESL Facility Costs:
Non Profit Status Membership: American Translators Association (http://www.atanet.org ). Institutional Membership ($180.00 annually) We will initiate 2 year membership at $360.00
Translator and Interpreter Costs
Building the ESL Facility will require One Full Time Translator and One Full Time Interpreter. We estimate the cost per year as a average given by the US Department of Labor. We use an average of the following sectors: Computer Systems Design and Related Services, Business Support Services and Scientific Research and Development Services.
- Translator and Interpreter Annual Costs……Hourly is $31.18 Annual is $64,853.33
- Cost for Translator and Interpreter: $129,706.67. Two Years: $259,413.33
Source: Occupational Employment and Wages, May 2006 at http://www.bls.gov/oes/current/oes273091.htm
Goal 8: Hire Translator and Interpreter
Translators and Interpreters are sometimes mistaken for one and the same. They are quite different. The same people rarely perform translation and interpretation. The difference in skills, training, aptitude, an language knowledge are so substantial that few people can do both successfully.
The Translator Interprets Written Text
Translators work with the written word, transferring text from a source language into a target language. This is far more than replacing one word with another. The translator must also convey the style, tone, and intent of the text. The finished document should read as if it had originally been written in the target language for the target audience.
The Interpreter Translates Orally
Interpreters work with the spoken word, transferring speech from a source language into a target language. This is far more than speaking two languages fluently. The interpreter must also communicate the style and tone of the speaker, while taking into account differences of culture and dialect. The listeners should hear the interpreted message as if it had been originally spoken in their own language.
Job Description
Both positions requires consistent quality execution of seven steps:
- Monitoring
- Translating
- Transcribing
- Interpreting
- Performing translation/ transcription quality control
- Performing validating services
- Monitoring a varying number of sources during any given shift
Both positions also requires:
· Providing reliable and accurate translations, transcriptions, and/or summaries of source materials. Bilingual Linguists will perform multifunctional duties: i.e. when not interpreting:
- translate or transcribe source materials/documents
- perform quality control functions on documents/materials completed by other linguists.
Qualifications
- Undergraduate degree or Graduate education
- Specialized experience in Translating and Interpreting
- Salaries are $50,000 annually each
Goal 9: Financial Education Specialist
- Conducts financial literacy workshops in online virtual classes
- Conducts financial literacy workshops in classroom around the country.
- Provides funding leads for the Area Director and Regional Director.
- Generates referrals for counseling.
- Work with and supervises volunteers on localized community projects.
Primary Responsibilities:
- Conducts financial literacy workshops in various settings, such as in schools or at the workplace.
- Conducts financial literacy workshops in conjunction with partners such as lenders, government agencies and other non-profits.
- Provides necessary reports required on all activities.
- Represents Auburn Mountain Financial education Services at trade shows
- Recruits, trains and manages a volunteer staff.
- Assists with community outreach in order to generate referrals, education workshops and funding leads for the agency.
- Serves as a back up for volunteers.
- Keeps up-to-date with changes in the industry through professional affiliation and continuing professional development.
- Works on special projects, initiatives or other duties as assigned. Many workshops are in the evenings and occur during the week. Some Saturday workshops may be required. Approximately 25 hours per week. The schedule will vary, so you must be able to be flexible with our workshop and business needs.
Education and Experience:
- Bachelor’s degree in Consumer Science, Education, Economics, Finance or related field.
- Minimum of 1-year professional experience in program delivery in an educational, government or corporate/business environment.
- Experience in public speaking.
Travel Requirements:
- Position requires regular travel. The extent of travel required will vary based on business needs, but is estimated at 75%.
- Position requires flexibility in work and travel schedule to accommodate business needs.
Technical Skills:
- Familiarity with Microsoft Word, Excel, and Outlook and email
- Very comfortable with Internet Applications.
- Proficient in Microsoft PowerPoint or other presentation software.
- Ability to present and disseminate complex information in an easily understandable manner to individuals at various educational levels.
Key Competencies Required:
- Self-motivation and the ability to positively motivate others.
- Social and professional skills to develop and maintain positive relationships
- Ability to adapt well in a consistently changing environment. Results orientated
- Non-judgmental attitude. Highly developed organizational, time management and planning skills.
- The ability to handle stressful situations and high volume workload.
- Displays a willingness to accept new challenges and opportunities as a key to personal and professional growth.
- Supervisory skills and attention to details.
Salary Note: $50,000 a year. We entered 2 years ($100,000) in budget estimates.
Goal 10: Faith Based Initiatives
Auburn Mountain Financial Education Services will execute its financial education strategies with aggressive involvement and participation in the faith-based market. America is a country of many faiths. Families and individuals tend to spend and save based on their Weltanschauung. (Etymology: German meaning a comprehensive conception or apprehension of the world especially from a specific standpoint).
Auburn Mountain Financial Education Services provides conflict free and product neutral information and training through workshops, seminars, and conferences for church, synagogues and temples in underserved and disadvantaged areas. There is a need for high quality and readily accessible financial literacy education. We will also promote financial education through partnerships with nonprofit and government organizations.
Auburn Mountain Financial Education Services will provide access to Faith Based courses. Our goal is consumer oriented. We want to strengthen marriages and improve lifestyle by improving the Financial Readiness in all households. Our goals are faith based classroom sessions and web-based sessions featuring:
- Financial planning
- Investment planning
- Insurance planning
- College planning
- Retirement planning
- Elder and long term care planning
- Strategies That Protect Senior Citizens From Fraud
- Estate planning
All sessions will be facilitated and monitored by screened volunteer Financial Service Professionals.
Goal 11: Students with Disabilities
Auburn Mountain Financial Education Services will also engage students and adults with disabilities or
who are disabled. Disabilities can be physical and mental. Auburn Mountain Financial Education Services understands the frustration with society's inability to evaluate correctly the talents of people who move or process information differently from accepted norm. There are approximately 11.8 million people with reported disabilities in the work force, according to the U.S. Census Bureau. As the demographics in this country shift, there are going to be more and more people with disabilities in the work force. We will work with colleges and universities and associations that have postsecondary, vocational, technical, continuing, or adult education for individuals with disabilities. This includes:
- Services for hearing impaired
- Services for learning disabled
- Services for people with speech or communication disorders
- Services for visually impaired
- Wheelchair access
- Learning Disorders.
Our immediate focus would be to welcome students and adults with learning disorders.
Learning disorders affect how a person understands, remembers and responds to new information.
People with learning disorders may have problems listening or paying attention, speaking, reading or writing and doing math. Although learning disorders occur in very young children, they are usually not recognized until the child reaches school age. About one-third of children who have learning disabilities also have ADHD, which makes it hard to focus. Source: National Institutes of Health at http://www.nlm.nih.gov/medlineplus/learningdisorders.html
Note: We will only engage students, graduates and adults that have had evaluation and testing by a trained professional. They must also have had a history of successes in learning in the traditional classroom i.e. high school, college or grad school.
Resources and Partnerships
Goal 12: Hire A Director Of Grants and Development
Director of Grants & Development: Non Profit Financial Education Services Company
Auburn Mountain Financial Education Services Corporation’s Director of Grants and Development is a seasoned professional that lead the team in raising funds to fuel the execution of its plan and the ongoing growth of its leadership in providing conflict free financial education services.
Scope of Duties
Reporting to the Board of Directors, the Director of Grants and Development is responsible for the development, implementation, coordination, and expansion of Auburn Mountain Financial Education Services fundraising program which is comprised of corporate donors, foundation, special events, and planned giving. The Director of Grants and Development supervises full-time staff members, interns, and consultants. The Director work closely with the Board of Directors to integrate all elements of the organization's fundraising functions to successfully meet annual revenue goals.
The Director of Grants and Development will:
- Develop strategies and plans in coordination with the Board Development Committee to fund the three and five year plan. Also included are long-term campaigns.
- Manage the Grants Program including supervision and management of:
o Grant Writers
o work related to grant writing and reports
o proposal development and submission
o relationship building
o timely submission of grant proposals to private and public foundations, government grant makers, and corporations.
o the engagement and cultivation of the organization's new and existing major donors and prospects.
o the organization's large and small annual fundraising events to meet revenue targets and strategic goals.
o Submit an annual budget that integrates all elements of the organization's fundraising programs and makes accurate assumptions about short- and long-term income and expenses.
o Collaborates closely with Marketing Director and team.
Skillsets and Experience:
- One and five years of professional development experience with progressively increasing esponsibility.
- Demonstrated leadership and supervisory experience
- ability to motivate, lead, set objectives, and manage performance and evaluations.
- Superior verbal and written communication skills, including the ability to articulate complex conservation issues.
- Ability to think/work at scale as well as “work in white space,” create new ideas, strategize with passionate commitment to a successful outcome
- Demonstrated ability to secure funding from foundations and corporate sources, including proposal development, related research, adherence to deadlines and development and cultivation of relationships.
· Demonstrated ability to "make the ask" from donors and cultivate long term relationships with a diverse range of individuals. - Successful experience in launching and managing fundraising campaigns.
- Experience with event planning, including managing event consultants, securing sponsorships, solicitation of auction donations, working with volunteers and adherence to deadlines.
- demonstrated ability for strategic analyses and experience designing, implementing, and directing multiple complex projects, setting deadlines, and ensuring program accountability and compliance.
- Experience developing and successfully administering a departmental budget, including meeting financial targets.
- Ability and willingness to travel occasionally, sometimes on short notice…and to work evenings and weekends as needed.
- demonstrated experience using MS Office Word, Excel, and PowerPoint.
- Experience using fundraising software.
- A intense passion for Financial Services Professionals and Financial Services.
Salary estimated at $65,546 (Source: www.Salary.com Fundraising Director - Fairfax, VA 22030 )
Target Populations
English As A Second Language Capabilities
Auburn Mountain Financial Education Services will enable consumers access to ESL Financial, Insurance and Investment Planning. Over 30 million U.S. residents speak Spanish at home. Over 2 million U.S. residents speak Chinese at home. Financial Services Professionals with bilingual skills add value to all of us in the Financial Services industry. Traditionally, exam preparation included study methods that meet the needs and preferences of each individual, whether he or she wants a computer instruction, classroom setting, virtual classrooms, or both supported by exam simulation via CD-ROM or online.
The population of Securities and Insurance test-takers are increasingly more diverse, with varied learning styles and a need for English as second language capability.
Faith Based Populations:
The need for conflict free and product neutral information is very important. Auburn Mountain Financial Education Services provides conflict free and product neutral information a training through workshops, seminars, and conferences for church, synagogues and temples in underserved disadvantaged areas. There is a need for high quality and readily accessible financial literacy education. We will also promote financial education through partnerships with members, nonprofit and government organization.
Financial Services Recruiters - Recruiters As Mentors and Producers
Auburn Mountain Financial Education Services will provide classroom and online environments for:
- Recruiters serving as mentors in all aspects of Financial Services
- Recruiter workshops that will explain testing and assessment requirement for the Recruiter companies or client companies.
Producers
Joint Work and Partnering with experienced producers and specialty experts will lead to early career success.
Agents and Advisors
Auburn Mountain Financial Education Services will develop a compliant online environment for mentoring and joint work. Access to this section of the mountain will be:
- Students with access to Mentors - SAMs
- Mentoring Expertise -ME
Recent or Graduating College Graduates Populations
Auburn Mountain Financial Education Services services are targeted to multicultural and minority college graduates and the managers who will be hiring them. Also multicultural and minority Financial Service Professionals with several years on the job…attempting to take their practice to the next level and the managers who manage them.
We work close with professors and identify students who are candidates for the program. They must be
disadvantaged and underserved populations. We will target the
Students with Disabilities
We will also engage students with disabilities or who are disabled. Auburn Mountain Financial Education Services understands the frustration with society's inability to evaluate correctly the talents of people that
move or process information differently from accepted norm.
There are approximately 11.8 million people with reported disabilities in the work force, according to the U.S. Census Bureau. As the demographics country shift, there are going to be more and more people with disabilities in the work force. We will work with colleges and universities and associations that have postsecondary, vocational, technical, continuing adult education for individuals with disabilities. This includes services for hearing impaired, learning disabled, people with speech, visual and communication disorders.
TIME LINE
| Start Date |
End Date |
Item |
Assigned To |
|
8/1/2008
|
7/31/2010
|
Goal 3: Tuition Cost for CFP Courses for Selected Students -Disadvantaged Populations |
|
| |
|
|
|
|
8/1/2008
|
7/31/2010
|
Goal 7: English As A Second Language ESL Facility (Online and Physical Plant) |
|
| |
|
|
|
|
8/1/2008
|
7/31/2010
|
Goal 2: Help Minorities Compete For Competive Financial Services Positions |
|
Outcome
Goal 1: Enabling The Architects of Financial Planning
Our goal is to increase the recruitment, retention, and representation of people of color, ethnic minorities and women in the Financial Services Industry. We are doing this daily as we carry out our mission. Our Auburn Mountain Financial Education Services is improving “Financial Literacy” in communities with significant minority populations. We do this two ways. First we enable disadvantaged youth and adults to become Financial Services Professionals. Secondly, we help these Financial Services Professionals empower their clients to grow, manage and protect their wealth. We are enabling the Financial Services Professional and aspirants for the Financial Services Professions. They are the Architects of Financial Planning. They are the Wealth Builders.
Goal 2: Help Minorities Compete For Competitive Financial Services Positions
Minorities from underserved populations will be able to compete for Competitive Financial Services Positions. Consumers will benefit from the expertise of well-qualified Financial Services Professionals. This contributes to an excellent quality of life as well as a robust economy.
Goal 3: Pay Tuition Cost for CFP Courses- Students -Disadvantaged Population
Auburn Mountain Financial Education Services pays tuition for 10 students from 12 colleges and universities. The selected students will be from disadvantaged populations.
Goal 4: The Recruiters Mentoring Network
Auburn Mountain Recruiters Mentoring Network is now up and running. It now serves aspiring and practicing Financial Services professionals from minority communities…on an ongoing basis.
Goal 5: Develop Mentoring Programs That Utilize Existing Technology-Joint Work
Auburn Mountain is leveraging technology for Joint Work in a compliant online environment. We are facilitating joint work and partnering of new Financial Services Professionals from underserved communities with experienced producer. This leads to early career success of agents and advisors.
Goal 6: Develop Conflict Free English as a Second Language Tools and Goal 7: English As A Second Language ESL Facility (Online and Physical Plant)Auburn Mountain Financial Education Services ESL Facilities are operational online and I classrooms:
- Providing English as a Second Language -ESL Prelicensing, Licensing and Continuing Education solutions for Financial Services Professionals, Candidates, Recruiters and Managers.
- Providing a conflict free, product neutral environment where English as a Second Language -ESL Financial Services Professionals can collaborate English as a Second Language -ESL consumers.
- Providing conflict free, product neutral, timely and updated financial Information that can help English as a Second Language -ESL consumers build, protect and manage their wealth.
Goal 8: Hire Translator and Interpreter
Translators and Interpreters are deployed where possible and required. We are building solid relations with credible Translators and Interpreters. We have hired our Translator and Interpreter. They are at work providing reliable and accurate translations, transcriptions, and/or summaries of source materials.
Goal 9: Financial Education Specialist
Toward the middle of 2009, we would have hired the Financial Education Specialist who is:
- Conducting financial literacy workshops in online virtual classes.
- Conducting financial literacy workshops in classroom around the country.
- Generating referrals for counseling.
- Working with and supervises volunteers on localized community projects.
Goal 10: Faith Based Initiatives
Auburn Mountain Financial Education Services is executing its Faith Based Initiatives. We are providing Faith Based Financial Education courses via classroom sessions and web-based sessions. Our goal is consumer oriented. We want to strengthen marriages and improve lifestyle by improving the Financial Readiness in all households.
Goal 11: Students with Disabilities
Auburn Mountain Financial Education Services is engaging students and adults with disabilities or who are disabled. We will work with the College for Financial Planning and The American College to provide advice and counsel to students and Financial Services Professionals with learning disorders. We will only engage students, graduates and adults that have had evaluation and testing by a trained professional. They must also have had a history of successes in learning in the traditional classroom i.e. high school, college or grad school.
Goal 12: Hire A Director Of Grants and Developments
Initially, the grant writing process was handled by founder James Robinson. This has changed. Auburn Mountain now has a Director of Grants and Development i.e. seasoned professional that lead the team in raising funds to fuel the execution of its plan and the ongoing growth of its leadership in providing conflict free financial education services. This director develops strategies and plans in coordination with the Board Development Committee to fund our three, five year and long -term campaigns.
BUDGETS
| Date Of |
Description |
Notes |
Amount Needed |
| Deployment |
of Need |
|
|
| 1-Aug-08 |
Operation Budget - AMFESC |
Two Year Budget: 8-1-08 to 8-31-10 |
$175,000.00 |
| 1-Aug-08 |
CFP Courses - Disadvantaged Students |
Refer to Goal 3 for Details |
$152,800.00 |
| 1-Aug-08 |
Financial Services Specialist |
Refer to Goal 9 for Details |
$100,000.00 |
| 1-Aug-08 |
Build Recruiters and Mentors Network |
Refer to Goal 4 for Details |
$150,000.00 |
| 1-Aug-08 |
English As A Second Language Facility |
Refer to Goal 7 for Details |
$259,414.00 |
| 1-Aug-08 |
Translator and Interpreter |
Refer to Goal 8 for Details |
$200,000.00 |
| 1-Aug-08 |
Director of Grants & Development |
Refer to Goal 12 for Details |
$65,546.00 |
| Total Two Year Budget |
$1,102,760.00 |
Evaluation
We will evaluate the progress and effectiveness of our programs and projects by deploying outside non-affiliated Grant Consultants who are experts in evaluations focused on outcome measurement. We are the first to realize that we do not have the resources nor expertise to carry out the evaluations the Funders and Grantors may require. The goal is to have evaluations that are systematic and manageable. The Board of Directors will
work with the Grant Consultants to identify and decide what the evaluation goals should be. The Grant Consultant will help our organization determine what the evaluation methods should be, and how the resulting data will be analyzed and reported back to the organization.
Auburn Mountain Financial Education Services recognizes that self evaluations may not be a good ideas as there is a strong chance that data about the strengths and weaknesses of a program will not be interpreted fairly if the data are analyzed by the people responsible for ensuring the program is a good one.
Grant Consultants and Evaluators: Sources
The American Evaluation Association
The American Evaluation Association is an international professional association of evaluators devoted to the
application and exploration of program evaluation, personnel evaluation, technology, and many other forms of
evaluation. Evaluation involves assessing the strengths and weaknesses of programs, policies, personnel, products, and organizations to improve their effectiveness. AEA has approximately 5000 members representing all 50 states in the US as well as over 60 foreign countries. Go To <http://www.eval.org/>
The Alliance for Nonprofit Management
The Alliance for Nonprofit Management is the professional association of individuals and organizations devoted to
improving the management and governance capacity of nonprofits. Alliance members include management support
organizations (MSOs), individual professionals, and a range of national/regional, umbrella, research and academic,
publishing and philanthropic organizations that provide technical assistance (training and consulting) to nonprofits.
Alliance for Nonprofit Management at <http://www.allianceonline.org/>
1899 L Street, NW, 6th Floor Washington, DC 20036
Phone: 202-955-8406 Fax: 202-721-0086
American Association of Grant Professionals.
American Association of Grant Professionals (AAGP) is the first organization focused solely on the advancement
of grantsmanship as a profession and the support of its practitioners. Go To <http://go-aagp.org/Default.aspx>
Management Plan - Organization and Grant Management Plan
- Our Bylaws define how Auburn Mountain Financial Education Services will be managed and how it will run. Our Bylaws determine which staff and board members have authority and decision-making responsibilities and how those responsibilities should be carried out.
- We also have a Conflict of Interest Policy with a clearly defined procedure for board members and officers to disclose whether they, or people close to them, may be in a position to benefit from something the nonprofit is doing. Having such a policy in place assures our funders that the chief officers of Auburn Mountain Financial Education Services understand the importance of handling charitable dollars prudently and responsibly.
- Conflict of Interest Policy: The board establishes conflict of interest policies regarding board, staff, volunteers, contractors, and organizational partners or allies and adhere to these policies in all dealings.
- Roles And Responsibilities of The Board. Board of directors are trustees who act on behalf of an organization's constituents, including service recipients, funders, members, the government, and taxpayers.
- Our Initiatives are Managed and Execute the Board Of Directors, Executive Director, Director of Grants & Development, Director Of Technology and Financial Education Specialist.
Get IRS Determination Letter | Review Our Initiatives | Review Director of Grants and Development |
| Meet The Board | Board of Director Documents | Bylaws | Conflict of Interest Policy |
Anti-Discrimination Policy
Auburn Mountain Financial Education Services is an "equal opportunity employer." Auburn Mountain Financial Education Services will not discriminate and will take "affirmative action" measures to ensure against discrimination in employment, recruitment, advertisements for employment, compensation, termination, upgrading, promotions, and other conditions of employment against any employee or job applicant on the bases of race, creed, color, national
origin, or sex.
Anti-Harassment Policy
Auburn Mountain Financial Education Services is committed in all areas to providing a work environment that is free from harassment. Harassment based upon an individual's sex, race, ethnicity, national origin, age, religion or any other legally protected characteristics will not be tolerated. All employees, including supervisors and other management personnel, are expected and required to abide by this policy. No person will be adversely affected in
employment with Auburn Mountain Financial Education Services as a result of bringing complaints of unlawful harassment.
NON-DISCRIMINATION POLICY
It is the policy of Auburn Mountain Financial Education Services to comply with all applicable discrimination laws defined here as including (but not limited to) all provisions of all current federal and state employment statutes, local ordinances, as well as their respective implementing regulations and related case law, the Acts for Civil Rights, Equal Employment Opportunity (EEO), Americans With Disabilities Act (ADA), Age Discrimination in Employment, Equal Pay and Fair Labor Standards.
Auburn Mountain Financial Education Services is committed to equal employment opportunity in all employment facets for all employees and applicants for employment without regard to their membership in Protected Classes. There shall be no discrimination, harassment and/or retaliation against any individual or group of individuals on the basis of belonging to, or being perceived as belonging to, a Protected Class in Company policies, programs, services, activities, practices, terms, privileges, benefits or conditions. In employment and providing services to the disabled,
Auburn Mountain Financial Education Services will make reasonable accommodations as required for all employees, applicants or citizens with a disability, provided that the individual is otherwise qualified to safely perform the essential functions connected with the job and provided further that any accommodations made would not require undue hardship on the Company. Auburn Mountain Financial Education Services is committed to providing opportunities to address all issues relating to workplace discrimination, harassment or retaliation. The Company recognizes that workplace issues must surface comfortably and early in order to minimize the direct and indirect costs of discrimination, harassment or retaliation.
RESPONSIBILITY
All individuals performing work and/or services for Auburn Mountain Financial Education Services are responsible for maintaining workplace environments free of discrimination, harassment and retaliation.
NON-COMPLIANCE WITH POLICY
Disciplinary action shall be taken against any individual determined to be in violation of this policy, up to and including termination.
THANK YOU
Thank you for taking the time to review and consider our request for funding. We realize our needs may exceed your funding maximums. Jim Robinson CLU, ChFC, CFP, MSFS Director: Auburn Mountain Financial Education Services Email: Education@AuburnMountain.com Website at www.auburnmountain.com