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Financial Education

Personal financial education resources for consumers and the professionals who serve them. We hope our resources help young people, adult consumers, families and others develop and manage a plan for building personal wealth. Our goals:

  • Improve consumer financial well-being by providing consumer and economic development information on topics such as financial behavior, financial education, investor education and small business.
  • Help people of all ages cultures and ethnicities improve their spending, increase their savings and investments. Also to use credit more wisely.
  • Help educate, motivate and empower people of all cultures and ethnicities, through educational programs, to put more of their discretionary dollars aside in investments for their future.
  • Help educate, motivate and empower people of all cultures and ethnicities to build, manage and protect wealth through Life Stages Planning.
  • Help educate people of all ages cultures and ethnicities to make informed decisions that help them to minimize taxes on income and investments.
  • Help educate people of all ages cultures and ethnicities with non-bias, conflict information that insure assets are not depleted by Long Term Care costs.
  • Help educate people of all ages cultures and ethnicities with non-bias, conflict information that help minimize estate and inheritance taxes.
Financial Education Information and Strategies For ConsumersMinimize
Your Rights Under the Fair Credit Reporting Act
Your Rights Under the Fair Credit Reporting Act
Consumer reporting agencies, including credit bureaus and specialty agencies such as agencies that sell information about job histories, check writing histories, medical records, and rental history records.
Estate Planning 101: Gifts
An uncle makes a loan to a nephew and then forgives the loan. If this a gift? A parent sells assets to a child at a greatly reduced value. Is this a gift?  You place your children’s name on your home. Is this a gift?. You need to know if there is any income, gift or estate tax consequences.  
Investor Education Resources
We present great investment resources and tools compliments of The Securities Industry and Financial Markets Association (SIFMA)...
The Color Of Premiums Were Not Always Green
From the 1930's until the early 80s, at least 30 or more life insurance companies engaged in the practice of charging “race based insurance premiums”. This is a historical recap and how companies have corrected this racial profiling practiice.
America
America: Rebuilding The World Trade Center , Get The Latest Defense News, America’s Promise and other issues that affect Americans.
Get Help from Financial Services Professionals
Get Help from Financial Services Professionals
Get help from Financial Services Professionals. They not only know the path…they walk the path... 
Serving Military Families
We Protect Them While They Protect Us. Financial Services Professionals must understand that Financial Readiness Is Military Readiness...
The Financial Impact on Families of the Injured and Deceased Workers

"The New Normal” and its implications for workers and their families.

Resources For Imperial Sugar Plant Exposion Workers & Families
The following resources are provided to help the workers and families affected by the Imperial (Dixie Crystals) Sugar Plant Explosion in Savannah Georgia.
9 Key Questions To Ask When Buying Mutual Funds
Do you know the answers to the 9 key questions that the Investment Company Institute advises the public to ask their advisors before investing in Mutual Funds...
Things That Go Bump In The Night…Bad Credit
Things That Go Bump In The Night…Bad Credit
Middle Income Familes (Household Incomes up to $100,000) may have the obstacle of mounting bills to overcome before they can execute insurance, financial planning and investment strategies. Here’s help...
Child ID Theft
“In cases where individuals know who stole their identity info, it turns out to be someone they know 50 percent of the time.” Source: Javelin Group 
Child ID Theft is a crime, much like adult identity theft...
Retirement Issues...A Growing Concern
RETIREMENT ISSUES...A GROWING CONCERN FOR 76 MILLION AMERICANS!
So you are thinking about retirement. Maybe you will work part-time…not because you have to but because you want to. In a recent survey by American Association Of Retired Persons – AARP , it was noted that just over half (53%) of the respondents stated that their definition of retirement includes working for enjoyment...
The "Right" Virus and Spyware Settings
We realized that you may have your Virus Settings and Spyware Settings set to prevent intrusion and annoyances. What you may not realize is that your protection software was probably installed at the highest. This may prevent you from getting mail and other services that you want. Read this importnat information...
Are Your Financial Assets Working As A Team?
Asset Harmonization
Financial Services Professionals work hard to be sure the client’s financial assets are working in harmony.Find out why and how...
Important Disclosures and Public StatementsMinimize

PLEASE READ - MUST READ

Disclosures
The articles published here represent the personal views of the author(s), and not necessarily the views of any securities firm, insurance company, FINRA, SEC or organization with which he or she may be affiliated. All statements made in these articles are for general information only and are not intended to provide, nor should they be relied on as, legal or investment advice.  Readers must consult with their qualified investment, tax or legal advisors before relying upon any content contained herein. Statements made in these articles may be incorrect for your state or jurisdiction. Also keep in mind that at the time when you read such statements the underlying rules, regulations and/or decisions may no longer be controlling or persuasive as a matter of investment or insurance law or interpretation.